Here you will find selected key figures for the DZ BANK Group plus a comparison of key figures with the previous year. You can download other tables, e.g. key figures, in Excel format in the download center.
Fee, commission, and bonus payments to cooperative banks
Jan. 1 – Jun. 30, 2024
897
€ m
+ 3.87 %
Fee, commission, and bonus payments to cooperative banks
Jan. 1 – Jun. 30, 2023
1,499
€ m
Cost/income ratio
Jan. 1 – Jun. 30, 2024
35.0
%
+ 0.4 percentage points
Cost/income ratio
Jan. 1 – Jun. 30, 2023
53.9
%
Average number of employees
(Jan. 1 – Jun. 30, 2024)
29,699
+ 0.11 %
Average number of employees
(Jan. 1 – Dec. 31, 2023)
33,622
Comparison of key figures
{
"values": [
{
"data": [
{
"values": [
3095,
3858,
3239,
4304,
4193
],
"name": "Operating income*"
},
{
"values": [
-522,
144,
-60,
-52,
-206
],
"name": "Loss allowances"
},
{
"values": [
557,
1829,
938,
1932,
1711
],
"name": "Profit before taxes"
},
{
"values": [
372,
1307,
577,
1397,
1246
],
"name": "Net profit"
}
],
"unit": "in € millions",
"title": "Financial performance",
"zeroes": 0,
"yearlabel": [
"Jan. 1 - Jun. 30, 2020",
"Jan. 1 - Jun. 30, 2021",
"Jan. 1 - Jun. 30, 2022",
"Jan. 1 - Jun. 30, 2023",
"Jan. 1 - Jun. 30, 2024"
]
},
{
"data": [
{
"values": [
105968,
102419,
115946,
128867,
137191
],
"name": "Loans and advances to banks"
},
{
"values": [
190097,
191583,
203002,
204776,
207191
],
"name": "Loans and advances to customers"
},
{
"values": [
50063,
52776,
60628,
34961,
32525
],
"name": "Financial assets held for trading"
},
{
"values": [
59096,
57934,
45448,
47970,
54640
],
"name": "Investments"
},
{
"values": [
115430,
127239,
111914,
115568,
118497
],
"name": "Investments held by insurance companies"
}
],
"unit": "in € millions",
"title": "Financial position - Assets",
"zeroes": 0,
"yearlabel": [
"Jun. 30, 2020",
"Jun. 30, 2021",
"Jun. 30, 2022",
"Jun. 30, 2023",
"Jun. 30, 2024"
]
},
{
"data": [
{
"values": [
168130,
197586,
202655,
174.580,
183273
],
"name": "Deposits from banks"
},
{
"values": [
143403,
143090,
163668,
159641,
159941
],
"name": "Deposits from customers"
},
{
"values": [
78773,
76110,
90666,
103768,
115649
],
"name": "Debt certificate issued including bonds"
},
{
"values": [
61605,
55758,
51695,
47675,
44845
],
"name": "Financial liabilities held for trading"
},
{
"values": [
28175,
28503,
24304,
31069,
31181
],
"name": "Equity"
},
{
"values": [
604196,
637870,
658657,
644589,
664107
],
"name": "Total assets/total equity and liabilities"
}
],
"unit": "in € millions",
"title": "Financial position - Equity and liabilities",
"zeroes": 0,
"yearlabel": [
"Jun. 30, 2020",
"Jun. 30, 2021",
"Jun. 30, 2022",
"Jun. 30, 2023",
"Jun. 30, 2024"
]
},
{
"data": [
{
"values": [
56.1,
55.5,
65.1,
53.9,
54.3
],
"name": "Cost/income ratio"
}
],
"unit": "in %",
"title": "Performance key figures",
"zeroes": 1,
"yearlabel": [
"Jan. 1 - Jun. 30, 2020",
"Jan. 1 - Jun. 30, 2021",
"Jan. 1 - Jun. 30, 2022",
"Jan. 1 - Jun. 30, 2023",
"Jan. 1 - Jun. 30, 2024"
]
},
{
"data": [
{
"values": [
17.3,
18.7,
16.4,
20.1,
20.2
],
"name": "Total capital ratio"
},
{
"values": [
14.0,
15.4,
13.3,
15.5,
15.7
],
"name": "Common equity Tier 1 capitol ratio"
}
],
"unit": "in %",
"title": "Capital ratios",
"zeroes": 1,
"yearlabel": [
"Jun. 30, 2020",
"Jun. 30, 2021",
"Jun. 30, 2022",
"Jun. 30, 2023",
"Jun. 30, 2024"
]
},
{
"data": [
{
"values": [
31162,
32220,
32848,
33622,
33660
],
"name": "Average number of employees during the period"
}
],
"unit": "persons",
"title": "Employees",
"zeroes": 0,
"yearlabel": [
"Jun. 30, 2020",
"Jun. 30, 2021",
"Jun. 30, 2022",
"Jun. 30, 2023",
"Jun. 30, 2024"
]
}
],
"years": [
2020,
2021,
2022,
2023,
2024
]
}
- Financial performance
- Financial position - Assets
- Financial position - Equity and liabilities
- Performance key figures
- Capital ratios
- Employees
in € millions
Jan. 1 - Jun. 30, 2020 Jan. 1 - Jun. 30, 2021 Jan. 1 - Jun. 30, 2022 Jan. 1 - Jun. 30, 2023 Jan. 1 - Jun. 30, 2024 Operating income* 3,095 3,858 3,239 4,304 4,193 Loss allowances -522 144 -60 -52 -206 Profit before taxes 557 1,829 938 1,932 1,711 Net profit 372 1,307 577 1,397 1,246
*This figure comprises net interest income, net fee and commission income, gains and losses on trading activities, gains and losses on investments, other gains and losses on valuation of financial instruments, gains and losses from the derecognition of financial assets measured at amortized cost, net income from insurance business, and other net operating income.